What is Property
Facultative Reinsurance?

Property facultative reinsurance is a risk-specific arrangement in which an insurer seeks
reinsurance support for individual property risks. Each placement is assessed independently,
allowing for tailored capacity aligned to the characteristics of the underlying exposure.

01

Plays a critical role in supporting larger or more complex property placements

02

Offers insurers and brokers access to capacity and transparent underwriting

03

Disciplined risk evaluation on a case-by-case basis

Property Facultative, Backed by IRM Expertise

IRM’s Latin American Property Facultative platform combines internationally rated capacity with local underwriting judgment. Our approach is structured around regional placement practices and clear risk assessment standards.

With nearly three decades of operating history across the region, IRM delivers dependable capacity, transparent appetite, and timely engagement with brokers, reflecting our broader commitment to disciplined execution and long-term market presence.

Your Partner in Property Facultative Reinsurance

Designed for evolving market conditions, IRM provides structured facultative solutions backed by globally rated partners and local expertise.

Testimonials From Our Clients

Reinsurance Broker Mexico

Alex combines professionalism, diligence, and analytical strength, assessing opportunities and developing solutions that help us convert them into business.



Reinsurance Broker Mexico

A newly and innovative market at our local reach with a very specific focused on underwriting. Flexible nimble and sophisticated approach. Such a great option.

FAQs

What types of property risks does IRM consider?

IRM’s Latin American Property Facultative platform supports property placements aligned with regional market practices. Each submission is reviewed on its individual merits within clearly defined underwriting appetite and structured risk parameters.

IRM applies disciplined, case-by-case underwriting grounded in regional market knowledge. Our approach prioritises clarity of appetite, structured evaluation, and measured decision-making to support responsible risk selection.

IRM works with internationally rated reinsurance partners, providing strong global backing for property placements across Latin America. This ensures dependable capacity aligned with disciplined underwriting standards.

IRM prioritises timely engagement and transparent communication throughout the submission and placement process. Our platform is designed around regional placement practices, ensuring structured and responsive interaction with brokers.

IRM combines nearly three decades of regional operating experience with internationally rated capacity and local underwriting judgment. Our approach reflects disciplined execution, transparent appetite, and long-term commitment to Latin American markets.

Locations Covered by IRM Property Facultative:

Mexico, Central and
South America

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