Products
IRM offers Quota Share, Excess of Loss and Carve-out Reinsurance Coverage, designed by our actuaries and underwriters to suit the specific needs of insurance companies for the following insurance programs:
(Comprehensive) Major Medical Insurance
Covers
- Local and/or International
- Individual or Group
- International Students and Expatriate Workers
- High Cost Illness
- Medical Expenses for International Travelers
Group Life
Covers
- Death
- Accidental Death & Dismemberment
- Group accidental death
- Credit Life
- Permanent and Total Disability (PTD)
- Waiver of Premiums Due to PTD
- Funeral Expenses
- Terminal Illness Payment
- Special Risks
Key-man Life / Disability Insurance
Provides crucial benefits to protect the company financially in the event that a key employee either dies or can no longer work due to a disability.
Trip Risk Exposure Accumulation Insurance
Provides protection against large aggregate losses from a single event.
Life Portfolio Stop Loss Insurance
Provides the coverage to limit the company’s claim losses to a specified amount.
Critical Illness Insurance
Provides a lump sum payment if the policyholder is diagnosed with one of the specific illnesses named in the policy.
Long Term Care Due to Accident
Covers the policyholder’s expenses in the event that he or she needs assistance or care, due to convalescence as a result of an accident.
Hospital Indemnity
Provides a daily cash payment during hospital confinement, resulting from a covered accident or sickness.
We’re located at
800 NW 62nd Ave (Waterford Way), Suite 550,
Miami, Florida 33126-5051 USA
Get in touch with us!
Email: irm@irmre.com
Phone: 305.507.8679
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